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Terms/consent + audit trail for policy acceptance #957

Description

@joelpeace48-cell

Epic: Compliance & Trust

Summary

Record versioned terms acceptance with a tamper-evident audit trail.

Background & Problem

Consent records are needed for compliance and dispute resolution.

Acceptance Criteria

  • Versioned consent recorded per user.
  • Tamper-evident (hash-chained) trail.
  • Exportable.

Filed as part of the mainnet-readiness & world-class roadmap. Scope is intentionally small enough for one focused PR; comment to claim.

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